My Money Is Safe with Greg Elie

On this episode of My Money Is Safe, Greg Elie and Patti Jaynes focus on economic warning signs they say retirees should not ignore just because stocks are near highs. They cite local strain in Greenville (businesses closing, layoffs, housing costs that block people from moving home) and a Business Insider piece on economist Tuomas Malinen, who points to rising bankruptcies, a private-sector yield curve near a recession signal, and an economy that looks strong mainly in a narrow AI-related slice.

They argue official inflation understates the hit to purchasing power (they compare current prices with 1982-style measures), that 60/40 and buy-and-hold plans leave too much at risk, and that two gaps stand out: no plan for a correction and no catastrophic long-term-care coverage.

Their pitch is to rebalance now—take some chips off the table, use accounts that can add a large day-one bonus, consider tax harvesting or Roth conversions, and review income strategies—so a downturn does not undo retirement. Listeners are invited to call 1-800-297-5755 or visit MyMoneyIsSafe.com.

On this episode of My Money Is Safe, Greg Elie and Patti Jaynes focus on long-term care as “catastrophic insurance” most retirees lack, citing that about 70% of people turning 65 will need some form of paid or unpaid care, with typical stays of 2.5 years for men and 3.5 years for women and annual costs now often $66,000–$80,000 for home health or assisted living and $112,000–$130,000 or more for nursing-home care.

They stress that Medicare covers little custodial care, Medicaid generally requires near-poverty assets, and traditional long-term-care policies are use-it-or-lose-it, while family caregiving can exhaust both money and the caregiver’s health. Solutions they describe include annuity-style accounts with income “doublers” that can temporarily double guaranteed lifetime payouts for care needs, hybrid products that turn a lump sum into both cash value and larger long-term-care and death-benefit pools, and their PSLIP (Properly Structured Life Insurance Plan), which can provide living-benefit access to the death benefit for care while remaining a win-win if unused.

They invite listeners facing these risks to call 1-800-297-5755 or visit MyMoneyIsSafe.com.

On this episode of My Money Is Safe, Greg Elie and Patti Jaynes frame high inflation as something retirees can use rather than only endure. They highlight accounts that can add close to 30% to a retirement balance immediately (for example, $100,000 becoming about $130,000 on day one, with later growth compounding on the higher amount), which they compare to several years of typical CD returns and say can produce an average of roughly 7–8% over a decade if the account then earns about 4%.

They contrast this with after-tax CD yields that lose purchasing power once real inflation is factored in, urge a review of existing income riders that may pay less and run out sooner than newer options, and describe using the bonus to fund Roth conversions or their PSLIP (Properly Structured Life Insurance) strategy for tax-free leverage and legacy.

Citing overvaluation, Warren Buffett’s cash position, gold’s rise, and the risk of a sizable correction after an 18-year bull run, they recommend reallocating some gains now—“no one loses money taking a profit”—and invite listeners to call 1-800-297-5755 or visit MyMoneyIsSafe.com.

On this episode of My Money Is Safe, Greg Elie and Patti Jaynes argue that record market highs—amid wars, political gridlock, and looming midterms—create a timely window to lock in gains rather than stay fully exposed to what they call a historic bubble.

They highlight accounts that can add an immediate 20–30% bonus when money is reallocated from a 401(k) or similar plan (for example, $100,000 becoming $120,000–$130,000 on day one, with future growth compounding on the higher amount), while reducing market risk and still leaving some assets invested if desired.

The hosts stress that no one loses money by taking profits, note how long recovery took after 2008, and show how the bonus can also help fund Roth conversions by covering taxes and still leaving a net gain, or support pension-like lifetime income and their PSLIP (Properly Structured Life Insurance) strategies. 

They contrast these approaches with after-tax, inflation-adjusted CD returns and urge listeners to review allocations now—before potential rate cuts change the opportunity—by calling 1-800-297-5755 or visiting MyMoneyIsSafe.com.

On this episode of the My Money Is Safe Show, Greg Elie and Patti Jaynes explain why an in-service rollover—typically available at age 59½ or after a job change—can be a powerful way to move some or all of a 401(k) into an IRA without closing the plan or triggering taxes.

They argue that after strong market gains (and with forecasts pointing to only modest further upside amid geopolitical tension, inflation, energy prices, and potential midterm volatility), locking in profits and reducing risk makes sense; they contrast this with 2008 losses suffered by those who stayed fully invested. The hosts describe accounts that can add guaranteed or credited income (examples given in the 7–15%+ range for income purposes, plus “doublers” that can temporarily increase payouts for care needs) and introduce their P-SLIP (Properly Structured Life Insurance Plan) as a leveraged alternative or complement to a Roth for living benefits, tax-efficient income, death benefit, and help with long-term care costs that can run $8,000–$15,000 a month.

They close by urging listeners not to overfund 401(k)s beyond the match, to build a tax strategy rather than a “tax snowball,” and to call 1-800-297-5755 or visit MyMoneyIsSafe.com for a review.

In this episode entitled “Cashing in Your Harvest with a Roth Strategy,” Greg Elie and Patti Jaynes of The Prosperity Group stress taking advantage of currently low tax rates (the lowest in years) to convert taxable retirement savings into tax-free growth while locking in market gains. They warn of an impending major correction or crash—citing massive U.S. debt nearing $40 trillion, unfunded liabilities over $100 trillion, government money-printing fueling a bubble, and expert opinions from Robert Kiyosaki (predicting a historic stock-market collapse) and Peter Schiff (on unaffordable housing, war risks, and AI volatility)—and recommend hedging by cashing in some profits and reallocating part of portfolios.

A key highlighted tool is an A-rated company account that can instantly add 20–30% to retirement balances (covering Roth conversion taxes and allowing immediate compounding), plus opportunities to review/upgrade older annuities for 20–30% income increases, PSLIP strategies for tax-free income and long-term care protection, and gold/silver as hedges. Listeners are encouraged to call or text 1-800-297-5755 (or email [email protected]) for a second opinion, the Safe Money Bundle, or to watch TV episodes at MyMoneyIsSafe.com, emphasizing that no one loses money by taking profits and that safe, guaranteed strategies beat risky buy-and-hold in today’s environment.

In this "Golden Opportunity to Maximize Profits" episode of My Money is Safe, Greg Elie and Patti Jaynes urge listeners to lock in recent stock market gains amid rising volatility from geopolitical tensions (Iran ceasefire issues, Ukraine, oil spikes) and warnings of a potential correction.

They highlight immediate “golden opportunity” accounts from A-rated companies that can add 20–30% to retirement balances (e.g., turning $100k into $130k day one), allowing the bonus to compound and help cover future RMDs or provide growth with little to no market risk—ideal for hedging by moving a portion of gains while keeping some market exposure. The show also discusses rescuing underperforming annuities, boosting income 20–30% on existing accounts, tax-free strategies like PSLIP (“Roth on steroids”), and leveraged banking vehicles offering 3:1 to 10:1 matches.

Listeners are encouraged to text “VISIT” for a consultation or “SAFE” for the free Safe Money Bundle (e-books, guides on taxes, Social Security, recessions) at 1-800-297-5755, visit MyMoneyIsSafe.com, or watch TV episodes, with repeated emphasis that no one loses money by taking profits and that guarantees (subject to carrier claims-paying ability) beat hope-based market timing.

The My Money is Safe radio show, hosted by Greg Elliott of Prosperity Group with co-host Patti Jaynes, promotes safe retirement strategies focused on protecting savings from market volatility, generating reliable pension-like income, and emphasizing tax-free growth.

Airing around the 4th of July, the episode celebrates America’s 250th birthday while urging listeners to lock in recent stock market gains amid warnings of an impending correction—advising against buy-and-hold approaches in favor of cashing out profits, performing Roth conversions (with bonus accounts that can cover 13–24% of taxes in SC/FL), and using in-service rollovers from 401(k)s. They highlight proprietary “accounts” that can instantly add 5–47% to retirement balances (ideal for older clients or inheritance/long-term care planning), the PSLIP (Properly Structured Life Insurance Plan) as a leveraged “Roth on steroids” for tax-free income and living benefits, and early withdrawal options like Rule 72(t) for those 55+ or 50+ for first responders.

Throughout, the show stresses time value of money, conservative reallocation over risky market timing, and personalized planning; listeners are repeatedly invited to call 1-800-297-5755, email [email protected], or visit MyMoneyIsSafe.com for consultations, TV episodes, or Greg’s book Prosperity Plan ABCs.

In this episode of The My Money Is Safe Show, Greg Elie and Patti Jaynes explain how to use OPM (Other People’s Money) through their PSLIP (Properly Structured Life Insurance Plan) strategy to create tax-free income, legacy planning, and protection. The core concept involves clients contributing a set amount (typically $25,000–$50,000 per year for five years) while a bank or financing partner provides significant non-recourse leverage—often 3:1 to 10:1 depending on the beneficiary’s age—without requiring collateral.

Examples include a 55-year-old contributing $250k who receives $750k in matching funds and can later access roughly $60k/year tax-free income plus long-term care and legacy benefits, or grandparents funding young grandchildren (up to 10:1 leverage) to generate substantial future tax-free income or generational wealth. The hosts contrast this favorably with traditional 401(k) matching and Roth conversions, highlight its use by the wealthy, and note it can rescue poorly structured policies. They emphasize market risks amid high national debt and volatility, stress the importance of safe, tax-efficient strategies, and repeatedly invite listeners to call 800-297-5755 or visit mymoneyisafe.com for personalized consultations. The show mixes financial education with personal anecdotes and music.

In this episode of The My Money Is Safe Show, Greg Elie and Patti Jaynes focus on creating tax-free leverage, legacy, and income through specialized Properly Structured Life Insurance Plans (often called PSLIP or banking instruments). They highlight how grandparents or parents can contribute modest amounts (e.g., $6,000–$50,000/year for 5 years) while a bank or institution adds 3x to 10x leverage—depending on the beneficiary’s age—creating massive immediate death/living benefits and tax-free income streams later in life (e.g., $32k–$117k+ per year).

Examples include a 22-year-old grandchild turning $30k total contributions into over $1 million in tax-free income by age 81, and similar powerful results for adults in their 50s–60s. The hosts emphasize benefits for legacy planning, long-term care protection, and retirement income, contrasting it favorably with 529 plans or traditional 401(k)/Roth accounts. They stress the program’s availability for accredited investors or high-income households, warn of potential future tax or regulatory changes, and repeatedly invite listeners to call 1-800-297-5755 or visit mymoneyisafe.com for personalized strategies. The show blends financial education with personal stories, music, and light conversation.

In this episode of The My Money Is Safe Show, host Greg Elie and co-host Patti Jaynes promote the in-service rollover as a key retirement strategy. This allows individuals aged 59½ (or sometimes earlier) to roll over some or all of their 401(k) into an IRA to lock in gains, reduce market risk, and shift funds into safer, income-generating accounts—especially timely amid current market highs, volatility, geopolitical risks, and forecasts of modest S&P gains.

They share client stories illustrating major protection during past crashes (e.g., 2008) versus minimal losses after rolling over, and discuss broader concerns like political gridlock and short attention spans. The conversation expands to long-term care planning, highlighting high nursing home costs ($8k–$15k/month) and the value of PSLIP (Properly Structured Life Insurance Plans) for leveraged tax-free income, income doublers, legacy planning, and caregiver support.

The show mixes financial advice with light trivia (Beatles on Ed Sullivan), personal anecdotes, music, and repeated calls to action for consultations via 1-800-297-5755 or mymoneyisafe.com.

In this episode of "My Money is Safe," host Greg Elie and his vice president Patti Jaynes promote safe retirement strategies through their company, The Prosperity Group, urging listeners to protect assets from market volatility using the "Rule of 100" (subtract your age from 100 to determine the percentage that should be in safe, income-producing vehicles). The core focus is their PSLIP (Properly Structured Life Insurance Plan), which allows policyholders to access tax-free income and living benefits—such as long-term care, home health care, or chronic illness support—while alive, in addition to traditional death benefits for heirs.

They share real client success stories, including one woman with a chronic illness who accessed $450,000 tax-free from her policy, and emphasize how these plans can generate substantial tax-free retirement income (e.g., $175k+ annually for some couples), help fund nursing home costs, and turn modest contributions into significant legacies. The hosts criticize "buy term and invest the difference" approaches as renting insurance, contrast them with properly structured permanent policies (like Indexed Universal Life), warn about taxes and market risks in a "corporate dictatorship" era, and repeatedly invite calls to 1-800-297-5755 or visits to MyMoneyIsSafe.com for reviews, tax calculators, and consultations. The discussion blends financial education, personal anecdotes, and motivational advice for all ages.

In this episode of "My Money Is Safe," hosts Greg and Patty discuss Roth conversions and advanced life insurance strategies as powerful retirement and legacy tools. They explain converting traditional IRA funds (e.g., $100k annually) to Roth accounts, paying taxes upfront, and using vehicles that can offset costs with ~20%+ growth for tax-free access later. They then highlight the PSLIP (Properly Structured Life Insurance Plan) as a "Roth on steroids," offering immediate leveraged death benefits (often $1M–$3M+ from smaller premiums), tax-free loans/withdrawals, and living benefits for long-term care or terminal illness—illustrated by Greg's personal story of accessing six figures tax-free for his wife's cancer treatment after minimal premiums. For qualifying clients (especially under 65), they describe a premium-financed "3-to-1 match" strategy where client contributions are leveraged with bank loans (collateralized by the policy) for exponential growth and protection. The pair emphasize customizing combinations of these approaches based on health and goals, urging listeners to call 1-800-297-5755 or visit MyMoneyIsSafe.com.

In this episode of “My Money is Safe,” Greg Ellie of Prosperity Group and his vice president Patti Jaynes explore the good, bad, and ugly of income riders on annuities. These optional features allow retirees to generate guaranteed lifetime pension-like income for both spouses without surrendering the principal to the insurance company, with any remaining account value passing to beneficiaries. Using examples like turning $500,000 into $30,000–$40,000 (or more with deferral and roll-ups) of annual income, they highlight strong riders that offer compounded growth on the benefit base (e.g., 8%), potential long-term care doublers, and better performance than high-fee variable annuity riders. They stress the importance of choosing the right rider, locking in higher rates now, following the Rule of 100 for asset allocation, and getting a second opinion on existing annuities, as many agents don’t fully understand them. The hosts encourage listeners facing market volatility to call 1-800-297-5755 or visit mymoneyissafe.com for safe-money strategies that protect principal while building reliable retirement income.

In this episode of the "My Money Is Safe Show" hosted by Greg Elie of Prosperity Group Advisors, Greg and co-host Patti Jaynes (vice president of operations) discuss the importance of having a safe money strategy and controlling retirement income amid market volatility and geopolitical risks. They emphasize protecting assets from stock market crashes (likening Wall Street to a "casino") by shifting portions into guaranteed, pension-like accounts—often annuities or similar products—that provide stable, controllable income for life (for both spouses), with leftovers passing to heirs, unlike traditional pensions.The conversation covers the Prosperity Plan's steps: safe money foundation, income planning (often overlapping with safe accounts), and Social Security optimization. They critique over-reliance on market-exposed investments, sharing client stories of brokers resisting transparency, hiding fees, or ignoring risk-averse requests (e.g., an elderly client with 70% in stocks despite preferences for safety). Greg highlights current market fluctuations (citing Yahoo Finance data showing short-term negatives despite longer-term gains), the dangers of hoping for returns rather than guaranteeing them, tax-smart strategies (including tax-free income options), and bonuses like 10-50% account boosts or long-term care protections.Interwoven are light personal anecdotes (allergies, Bradford pear trees, private jet experiences), music plugs (Greg's daughter Annie's song "Phoenix," and classics like "El Shaddai"), and warnings about global instability—wars, potential escalations involving Iran/Israel (with real-time mentions of attacks on Tel Aviv and threats), and how such events could devastate markets and retirement plans. They urge listeners not to bury their heads in the sand, to review statements, consider in-service rollovers for 401(k)s, and seek second opinions via 1-800-297-5755 or mymoneyisafe.com, stressing preparation for 20-30+ years of "unemployment" in retirement rather than speculating on uncertain market or geopolitical outcomes. The tone blends financial education, cautionary tales, faith-inspired encouragement, and promotional calls to action for their advisory services in areas like South Carolina, Florida, and beyond.

In this episode of The My Money Is Safe Show with Greg Elie of the Prosperity Group, Greg and co-host Patti Jaynes urge retirees and pre-retirees to protect their savings amid perceived market volatility and global uncertainties. The core theme revolves around the question "Does anyone ever lose money taking profits?"—emphasizing that locking in gains now is wiser than chasing further upside in what Greg describes as a potential bubble, with large market swings and risks from geopolitical events (like tensions involving Israel/Iran and recent disruptions in Mexico attributed to cartels). He contrasts the casino-like greed of holding too long with the prudence of reallocating portions of 401(k)s or retirement accounts into safer, guaranteed options—such as accounts offering 8% guaranteed income roll-ups, immediate 8-10% bonuses, or pension-like income streams that preserve principal, allow beneficiary inheritance, and avoid full market exposure.Greg shares personal anecdotes, including a disrupted trip to Mexico where he felt protected amid unrest (crediting external political pressures), his own profit-taking in crypto and precious metals (which yielded significant returns as hedges), and client examples illustrating how shifting from high-risk allocations to protected strategies could limit losses in a 30% correction (e.g., risking $60,000 on a smaller exposed portion versus $210,000 on the full amount). He critiques traditional brokerage approaches, target-date funds, and media-driven fear, advocating for a "safe money strategy" foundation first, possibly via in-service rollovers, Roth conversions, or precious metals diversification. Interwoven are lighter moments—promoting his daughter Annie Elie's music releases, reflections on faith, family, purpose in retirement, and avoiding headline-driven decisions—while repeatedly directing listeners to call 1-800-808-5514 or visit mymoneyisafe.com for consultations, TV shows, and resources. The show blends financial caution, optimism about current high-yield safe options (before rates potentially fall), and personal/spiritual insights to encourage proactive retirement planning.

This episode focuses on the essentials of estate planning, emphasizing the need to protect assets, ensure personal wishes are honored, safeguard family relationships, and avoid common pitfalls that can drain legacies or cause disputes. Greg and Patti, who clarify they are not attorneys and offer only practical guidance while referring clients to professionals, highlight that approximately 55% of people lack any estate plan, leaving them vulnerable to family conflicts, court intervention, or assets being claimed by unintended beneficiaries such as nursing homes through Medicaid spend-down requirements or the state itself in cases of intestacy. They contrast wills and trusts, explaining that a will typically requires probate—a public, lengthy, and expensive court process that can consume significant portions of an estate (potentially 10% in states like South Carolina and Florida)—and often leads to emotional battles among heirs. In contrast, a revocable living trust allows assets to pass directly to chosen beneficiaries, avoiding probate entirely, maintaining privacy, and providing greater control, including the ability to specify distribution ages, protect blended families or second marriages through mechanisms like AB trusts, accommodate special needs provisions, and prevent contests. They share personal anecdotes, including Greg’s experiences with family losses and caregiving, a friend’s decade-long probate ordeal that drastically reduced inheritance, and a client case where unfavored relatives looted personal items despite proper financial protections, to illustrate how poor planning can lead to chaos.The discussion also covers long-term care risks, noting high costs (around $114,000 annually for nursing homes and $72,000 for home care in recent figures) and how traditional long-term care insurance can be prohibitively expensive with no return if unused. Greg promotes his trademarked P-SLIP strategy (Properly Structured Life Insurance Plan), which uses specially designed life insurance policies with living benefits to provide tax-free access to funds for care expenses while alive, citing examples like a client who accessed over $450,000 from modest premiums without depleting retirement savings. Additional topics include power of attorney distinctions (durable versus statutory, covering health, finance, and HIPAA compliance), the importance of funding trusts properly (transferring asset titles), regular document reviews to account for life changes, and avoiding common missteps like outdated plans or DIY online trusts.The show ties estate planning to broader retirement concerns such as outliving income, market volatility, inflation, rising national debt, and taxation—particularly how IRAs and 401(k)s make the IRS a lifelong “partner” through required distributions, Social Security taxation, and 10-year beneficiary rules. They advocate Roth conversions to pay taxes now at potentially lower rates under current tax policies, enhanced by their “Rothing strategy” using accounts that offset conversion taxes by over 20%, and safe, pension-like income vehicles to create guaranteed streams while preserving tax-free growth options. Throughout, the hosts blend client stories, light banter, music references (including songs by Greg’s late wife), biblical allusions, and repeated calls to action—urging listeners to contact them at 1-800-808-5514 or visit mymoneyisafe.com for complimentary estate reviews, strategy discussions, and access to past TV episodes—positioning The Prosperity Group as a family-oriented resource dedicated to helping retirees build secure, protected legacies.

The episode of "My Money is Safe" hosted by Greg Elie of the Prosperity Group, featuring co-host Patti Jaynes, focuses on timely Roth IRA and Roth conversion strategies for 2026. Greg highlights a limited-window opportunity—roughly two months from the show's airing—for individuals, particularly retirees with substantial funds in traditional IRAs or 401(k)s, to convert portions to Roth accounts. This allows tax-free growth and withdrawals in the future, avoiding the IRS as a "permanent partner" in retirement savings.

Key points include increased 2026 contribution limits (Roth IRA at $7,500, or $8,600 with catch-up for age 50+; 401(k) at $24,500 plus catch-up), and special accounts or strategies that purportedly add bonuses of 8-20% (or more) to the converted amount—described as "free money"—to help offset conversion taxes, which can be paid from pocket, covered by the account, or withdrawn immediately in some cases. Examples illustrate converting $100,000 and gaining $20,000 extra, with tax-free compounding and inheritance benefits emphasized.

The discussion stresses acting now amid potentially rising future taxes, low current brackets, and economic uncertainties (e.g., market risks, debt, dollar value, gold/silver predictions). Greg ties this to broader 2026 tax code adjustments (e.g., higher defined contribution/benefit limits) and personal anecdotes, like client cases with all-qualified money or health-related needs (e.g., nursing home doublers). He promotes Prosperity Group's services via mymoneyissafe.com, calculators, consultations (1-800-808-5514), and availability in areas like Tampa, Sarasota, Greenville, and Atlanta.

Interwoven are lighter segments (music from Greg's family, weather chat), economic/political commentary (Trump's policies, dollar devaluation theories, Kissinger clip on Trump as a "disruptor"), and warnings that tax rules are "written in pencil" and opportunities may vanish. The show urges listeners to diversify from taxable "baskets," explore Roths for tax-free legacy planning, and contact the team promptly.

In this episode Greg urges retirees and pre-retirees to protect their savings amid rising inflation, persistent high living costs since COVID, and warnings of an impending market correction (likened to 2007-2008). Drawing on Peter Schiff's commentary, Greg predicts severe economic issues involving sovereign debt, dollar weakness, and a gold bull run (forecasting gold at $10,000/oz), while promoting "safe money" strategies like annuities for pension-like income (guaranteed, spouse-continuing, heir-passable, often tax-free via Roth conversions), accounts offering immediate bonuses (up to 45%), tax-harvesting/Roth opportunities, and gold allocation. He shares personal anecdotes, plays music (including his daughter Annie Elie's song "Phoenix"), criticizes over-reliance on market-exposed mutual funds (even conservative ones) for older clients, and repeatedly invites listeners to call 1-800-808-5514, email [email protected], visit mymoneyisafe.com for shows/books ("Prosperity Plan ABCs"), or seek consultations for second opinions and customized retirement protection.